How ENT Insurance can Help You in Many Ways

Author : nancyahuja2414
Publish Date : 2021-04-14 10:14:53
How ENT Insurance can Help You in Many Ways

Ear, nose, and throat, or ENT issues are more prevalent in children than in adults in India. They present as common pediatric problems occurring between the ages of six months and two years. Ear and nose problems happen at this very early age, as immune systems are yet developing, and are unable to fight viruses and bacterial infections. Research shows that at least one infection classified under “ENT” occurs in children below 3 years of age. In low-income groups, infections are more prevalent due to poor hygiene conditions and malnourishment.

Children who exhibit symptoms at a very young age, and cannot express themselves often show signs of dizziness or pulling at their ears with their fingers to express pain. There will also be increased fussiness or abnormal eating habits. If not treated in time, ear infections may lead to some degree of hearing loss. This may entail the child having to wear an ear machine. Ear machine price is usually not covered by insurance, and many parents, especially those from low-income backgrounds fail to detect ENT problems in time as well.

Common ENT Problems 

ENT problems are commonly detected in children, but that doesn’t mean adults don’t have them. Although ENT issues are not addressed by many insurance plans, they occur frequently, and the majority of people in India are prone to them, and thus should purchase an insurance policy. Different kinds of plans to cover medical expenses arising from ENT problems involve a health card. Apply for a health card online to secure yourself against any potential problems. Here are some ENT issues faced by children, and which can occur in adults as well.

  • Swollen Tonsils - Inflammation of the tonsils, deep at the back of the throat, may be caused due to a bacterial infection. A recurring sore throat, often accompanied by fever may signal tonsillitis. The glands of the neck may be swollen. If this recurs often, there may be a need for a surgery called a tonsillectomy. 

  • Infection of the Ear - Cold and flu could cause ear infections. This may result in pain and fever. Ear infections could occur in the inner or middle ear and may lead to surgery depending on the kind of ear infection and prognosis. 

  • Sinus Issues - Sinus infections affect millions of people around the globe. Bacteria causes these, and patients may have to take antibiotics to cure them. 

  • Hearing Loss - Hearing loss that is not of a genetic nature could occur at any time due to illness or injury. An ENT doctor can detect this, and fit a hearing aid that helps in hearing. This ear machine price may not be covered by insurance plans. 

ENT Insurance

Specialists in the medical field of otolaryngology deal with ENT problems. Some of these may need surgery as they threaten lifestyles with potential ear damage or hearing loss. Treatment may be expensive depending on the issue, and health insurance can be of great help. Comprehensive health insurance covers medical expenses of treatment, especially if surgery is required, along with the corresponding hospitalization. At times, patients may suffer from chronic ENT conditions and require ongoing treatment, the cost of which can be a burden. Certain treatments for ENT problems require daycare or outpatient treatment, and insurance plans should cover this.

Insurance plans from Tata AIG Medicare cover ENT procedures. This can decrease costs significantly, especially for the common man who neglects ENT-related conditions that may threaten auditory function. Well-known insurance companies, like ICICI Lombard and Bharti AXA, also offer coverage for ENT treatment. It is essential to provide information to people who may benefit from such insurance plans, especially in the younger age groups where ENT problems are most prevalent. 

The Power of the Health EMI Network Card

It's important to apply for the Bajaj Finserv Health EMI Network Card that takes care of your healthcare bills by breaking them up into diagnostics, pharmacy, and hospitalization categories. You can pay in hassle-free EMIs, with flexible tenors of up to 24 months for treatment, from ENT issues to cosmetic surgery. 

Category : health

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